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When applying for a mortgage, there is a maximum limit to how much can be borrowed. The amount a borrower can qualify for is based on a variety of factors that include meeting specific income and credit standards. When considering the approval of an application, mortgage companies and banks …

Do you feel like you just can’t get enough natural light in your home since the time changed? Join the club! It’s this time of year that reminds us how important natural light is to our health and well-being.

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October is drawing to a close and as we prepare to change the clocks, there are a few seasonal tasks could use your attention around the house.

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As we move towards Labor Day, there is a noticeable difference in the amount of daylight in the evenings and as the temperatures and humidity start to become milder, spending time outside is about to become much more enjoyable! 

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Countless people have told me over the past year that they are thinking of moving and are excited by how much they could make if they sold their home now. A housing market like the current one is great for sellers, after all, selling your home quickly and for top dollar seems like a win to m…

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The prices of homes in Middle Tennessee jumped 40% from 2021 to 2022.   With this drastic rise in home prices, borrowers are having to look at loan options that are outside of the realm of a Conventional fixed rate loan. The Federal National Mortgage Association (also known as Fannie Mae) ra…

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All you need to do is take a quick walk or drive around your neighborhood and you will see the dumpsters popping up all over the place like spring flowers signaling a variety of ongoing home renovation projects. 

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Spring is upon us, and the signs are everywhere!  The payoff for putting up with all the rain of recent weeks is about to be realized with green lawns, blooming flowers and leaves on the trees!  Despite the knowledge of all those little “winters” that exist here in the South before spring “r…

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Following a recent conversation with my parents, I began to understand how much good and bad information and solicitations are bombarding people during TV watching time. They can’t seem to escape "one good deal after another." I normally don’t watch much TV, especially not the newscasts, so …

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By now, your home is probably decorated, most of your shopping is done and you’re just crossing your fingers that the last minute deliveries will appear soon on your doorstep.  What else is left to do?  Well, enjoy the season and celebrate of course!  There are many social events that will t…

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Many of you will be traveling for some part of December during the upcoming school break and holidays and I wanted to give you a few helpful hints to help you get your home ready for your departure.